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Hi all I started my investment 4 months back and I started investing too much diversification and recently came to know that I should not keep more funds as it's difficult to track in future.
In small cap I have around three funds which i think surely needs to trimmed to one or max 2(experts suggest exact numbers)
1.sbi small cap
2.reliance small cap
3.hdfc small cap.
investment horizon is more than 25 to 30 years as it is for my retirement and as it's a high risky I will do a Periodic STP starting by 10 percentage from 25th year. This is my idea. pls suggest if experts have any different opinion or way to handle better. Thanks