@Manish Agrawal

Manish Agrawal

@manishagrawal

Follow me on WealthTrust !!!

|
25

Post

|

128

Followers

Follow me on WealthTrust !!!
25-Apr-2019
#diversifiedportfolio Read More...
Comment
2
Share
5
Like
Report
Follow me on WealthTrust !!!
06-Nov-2018
Comment
1
Share
36
Like
Report
Follow me on WealthTrust !!!
06-Nov-2018
Comment
5
Share
33
Like
Report
Follow me on WealthTrust !!!
02-Nov-2018
Sir, advice required on ICICI Pru Future Perfect. The scheme as described by their adviser is looks like very lucrative. If u invest 100000/- per year, they provide 10% roi from 1 - 5 years, 12% from 6 to 10 years and after that 15% guaranteed roi. Other than that 1000000 lakh insurance for proposer. However on their website they are talking about guaranteed returns but not mentioned such rate of interest. @InvestSmart @PerFinGuide @xvt . Maturity amount is tax free. Pl advice. - Read More...
2
Comment
Share
39
Like
Report

See, basic rule of buying any insurance for investment is : Do not buy. Still, if you do want to mix it (which you should not) : Never go for an Endowment plan. they are just like FD, will not give you higher return than 8% or in some extreme cases may be 9%. (that too when you stay for 15-20 years). Even ULIPs are better than that.  Now lets go into details of this Future (im)perfect plan. Let us take the example given in the brochure : https://www.iciciprulife.com/content/dam/icicipru/brochures/Future_perfect.pdf  Pay 2500 per month for 10 years. Get 303878 (maturity amount) + 329132 (max bonus) = 633010 after 20 years. If they give this amount after 10 years, then return comes out to be 14%. But When this amount is given after 20 years, the return is only 5.02%. You can get that much in FD easily. For insurance buy term plan.  Let me know if you have any query, and if you agree, please share this :)  Read More...
2
4
26
Follow me on WealthTrust !!!
31-Oct-2018
#StayInvested Read More...
Comment
5
Share
47
Like
Report
Follow me on WealthTrust !!!
29-Oct-2018
1
Comment
6
Share
38
Like
Report

29-Oct-2018
bilkul sahi sir.. Read More...
5
Follow me on WealthTrust !!!
27-Oct-2018
Comment
11
Share
10
Like
Report
Follow me on WealthTrust !!!
24-Oct-2018
#Loan #EMI Read More...
Comment
3
Share
45
Like
Report
Follow me on WealthTrust !!!
23-Oct-2018
Do you Agree.... Read More...
Comment
2
Share
15
Like
Report
Follow me on WealthTrust !!!
18-Oct-2018
Ha ha ha.... Well said.... Read More...
Comment
1
Share
14
Like
Report