@Globin njaliath

Globin njaliath

@globinnjaliath

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03-Jul-2019
How can I rebalance my allocation Read More...
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03-Jul-2019
@globinnjaliath  If you are already investing in a large-cap and mid-cap fund separately then not needed to invest in large and mid category differently. Reduce your allocation from mid and small cap and increase in the large-cap category and make it at least 50%. Also, include one short term debt or gold fund for 10-15% allocation for balancing out Read More...
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23-May-2019
How to make use of Liquid funds? Is it really good alternative to savings account? Read More...
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24-May-2019
@globinnjaliath  Yes good quality liquid funds are good alternative for the savings account where you get around 7%/annum and you can withdraw anytime as there is no exit load Read More...
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07-May-2019
My currently active MF investments, looking for long term investment(except DSP bond Monthly Divided payout). What's your suggestions..? Read More...
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07-May-2019
Hope you are using full 80C limit of 1.5l per year! Read More...
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01-Mar-2019
What's your suggestion on my selection of MF, planning to invest for long term Read More...
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03-Mar-2019
which app sir Read More...
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13-Dec-2018
I am having housing loan of 40L, which having emi of 41K per month for 15 years. What's the best option 1. Increase emi amount so that total amount to pay for loan ll get lower 2. Keep the emi same and start sip in mutual fund for the same time period ? Read More...
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14-Dec-2018
Pay your EMI as it is. Don't worry about your EMI. Of your hikes, bonuses, incentives or any additional incomes, save as much as you can by investing in mutual funds. Build a corpus. But the end of 15 years you can shift all that EMI amount into investing as well. For the first 5 years invest 70-80% of all your hikes, bonuses, incentives or any additional incomes in mutual funds depending on your risk appetite. This can't be possible if you can't cut down your unwanted expenses, taking account for rising inflation and family maintenance. But do this only after building an emergency fund covering for 6 months of expenses. If you are having any investments in insurance on savings purpose, end it ASAP. Insurance is not want for building wealth. Take a term policy(20 times your annual income) and familtyhealth cover(5 lakhs per person). Don't expect any amount to be saved and returned on non usage of insurance policies, as it costs you more. Read More...
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11-Dec-2018
Made changes in my investments.. Cancelled all regular plans.. Started following mutual funds in direct.. What's your suggestions? Read More...
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All these are good, small caps should have horizon of at least 7 years Read More...
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27-Nov-2018
How to get most from MF investments together with SIP? I meant something like buying units when the market down.. What are possible things to do? Read More...
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If you have a long term horizon and have lump sum available, then invest as a lump sum when you think market is down Read More...
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22-Nov-2018
Any suggestions for my asset allocation? Read More...
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22-Nov-2018
its not what any advisor will suggest. Too much small cap % Read More...
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17-Nov-2018
Hello guys, i have started investing in mutual funds with my NRE account, now am experiencing problems with redemption as it cannot transfer to NRE account.. Is there any way to change my payout bank account? Read More...
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sir, you take the certificate from the bank that the amount is invested from NRE account and submit this certificate to mutuafund office. Keep one Xerox with you.They will allow you redemption in your NRE savings bank account. For further guidence call to me in my mobile no.9426352494. pl.note that I was Branch Manager in State Bank of India NRI branch. Read More...
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16-Nov-2018
Small cap funds are having more risk and higher returns than mid, large cap funds.. And large cap funds are more safer(less risk) than small cap funds.. Am i right? Read More...
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16-Nov-2018
yes. but smallcap will give you the good return in 5 year horizon with 15-22%. largecap less than 15% Read More...
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