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#LIC Check your LIC policy with the steps mentioned here- http://www.startwithlic.com Read More...
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08-Sep-2018
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The picture talks about investing only 46 k per annum for 22 years and on completing 25 years, you get 25 lacs. And insurance cover of mere 20 Lacs in this period. Return on investment is hardly 5.9% and you are getting only 20 Lacs insurance cover for that amount. It's simply not good, instead you can put your amount in FD you get better returns ;). And buy small term insurance plan to that 20 Lacs cover. #Insurance #Wealth Read More...
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09-Oct-2018
hi i m 31yrs young. This is my mutual fund investments 1.tata digital fund-500per month 2.hdfc index sensex plan fund 500per month 3.sbi small cap-500per month 4.relianace japan equity fund-500per month 5.aditya birla international equity plan-A fund-1000 per month 6.franklin templeton us equity fund-500per month 7.icici focused equity fund-500 per month 8.icici long term equity fund-500 per month 9.bajaj allianz goal assure -4000. per month all funds are 1month old licpolicy -50k per yr (6yr old). is my portfolio normal...if not plz guide me. I want to buy house , car in near future. ..are these sufficient Read More...
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10-Oct-2018
Bluntly, NO. Car may be. House nope. We believe 9 is too much. The spread you have decided was quite good. Remove one of the fund either international or US fund. Japan is fine. small cap and long term funds are fine. Index or Large cap chose one. CANT comment on Bajaj Allianz one. Keep fund numbers around 6! Read More...
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14-Oct-2018
I have taken LIC Jeevan Anand 815 endowment plan last year with 45k yrly premium with 8L basic sum assured. but I am not interested any more since return is very low, should i stop and opt for other private insurer or it is advisable to continue for another 2 yrs to make it 3 yrs.. I already have sip's in mutual funds.. experts pls.advise. #Insurance Read More...
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14-Oct-2018
Sir here i would suggest you to complete 3 years of your policy and the u can surrender. Whatever amount comes after surrender you can Invest in some good performing fund here is mutual fund. Insurance and investment are different..one sholuld not mix it...treat Insurance as pure insurance and purchase a term plan now.. If u buy a term plan 2 years later your premium will increase..so its suggested to buy one now. And start investing more in MF if your Horizon is more than 15 years..it will multiply your wealth in long run. Read More...
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12-Sep-2018
LIC launched new plan,Jeevan Shanti Read More...
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Do you think it is a good plan? Read More...
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13-Oct-2018
Dear Advisors pls suggest me if there any calculator for SIP Versos Lic Returns comparison ..or APP. Read More...
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https://www.insurance21.in/maturity-calculators.php  https://sipcalculator.in/ - for SIP you can assume 13% returns for 5 years or more Read More...
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13-Oct-2018
which is the best plan of LIC currently . Read More...
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13-Oct-2018
Sir LIC is not a product for investment.. Better to go for term plan and secure life of your loved ones financially when you wont be in this world... Go for HDFC life click to protect term plan or Aegon iTerm.. and invest in Mutual Funds..in long run LIC Returns are restricted to 6 Percent..here in MF you can earn around 15 percent if you invest for more than 10 years . Read More...
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16-Oct-2018
please Give me an advise ..For I have taken LIC Jeevan anand Policy for Sum assured 6.5lakh for 17years Term.i have paid 3 premiums yearly ₹47755.00. But I want to stop the policy right now. pls suggest me . will I stop it or surrender it ? how much I i will got when I surrender it? If I stopped the premiums how much I will be benefitted after I will wait at the time of 17th year? Read More...
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16-Oct-2018
same here. I even want to surrender. but worried about loss of so much. Read More...
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>>Vaayuputra<<
28-Sep-2018
The NBFC crisis looks more and more like 2007 sub prime mortgage crisis : 1. Lehmann style : ILFS default - check 2. Credit rating agencies over inflated and fraudulent rating - check 3. LIC and pension bonds are top holders in NC debentures - check Tell me how this is different than subprime mortgage crisis except the scale. Read More...
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29-Sep-2018
true.. perhaps one can hope of a similar financial worldwide crisis and hence a huge fall in equity markets.. this was even predicted by Warren Buffet a few months before Read More...
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self employed
03-Oct-2018
I think no company, institution or organization in world can compete with #LIC when it comes to selling wrong products 2 gullible customers who r mostly financial illiterate & middle class savers thru bunch of hefty paid agents. And then using d money 2 rescue d big Corporates YoY Read More...
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03-Oct-2018
worst are maxlife persons .they will trap you by saying that you have got bonus .ask you to deposit small amount as 20000 to receive bonus of 1.5 lakh ..when you deposit , initial executive will go on leave and next person will come ..they are so bastards that they will say that they are your elder brother or younger sister ..some kamine will swear by their children ... Read More...
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Seeking Wisdøm
23-Sep-2018
can I buy two term insurance from two different company say LIC and sbilife 50lakhs each?#Insurance . Will claim be received from both be 1cr or any t&c? Read More...
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Yes, you can. However, buy from one first and once it is issued, then buy from another and mention that you already have 50 insurance. Buy both online. Avoid LIC, it is very expensive. Read More...
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08-Sep-2018
health and term insurance health 10L. tataaig health. 3L. royal sundaram term. 1 cr. max life my age 39 yrs apart from this..... lic 2L jeewan anan .....10 yrs old policy lic 70k endowment.......12 yrs old pm yojana....both 2L each what next in health and life insurance any changes... improvement suggest pl Read More...
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08-Sep-2018
Surrender both LIC policies. Rest all seems fine. Invest the amount you get after surrender in mutual funds. There might be some loss in the policies, but bear that, as more returns can be generated in mutual funds and your insurance needs are completed by the term insurance. Read More...
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17-Oct-2018
#Insurance #MUTUALFUND I have 5 lic policies 1. Jeevan surabhi 25k annnual premium ( bought in 2010) 2.The endowment assurance 5k annual premium ( bought in 2013) 3.The money back policy 6500 annual premium ( bought in 2013) 4.jeevan chhaya 5500 annual premium ( bought in 2013) 5.New bima gold 7000 annual premium ( bought in 2013) Should I continue these policies or stop & redeem & invest in mutual fund . My mutual fund portfolio 1.1000 in sbi small cap 2.1000 in parag parikh long term 3.500 in hdfc small cao 4. 500 in hdfc sensex largecap 5 .500 in icici long-term elss fund 6.500 in reliance japan equity 7.500 tata digital fund 8. 1000 in Aditya birla international fund Plan-A 9.500 in franklin us equity fund 10. 48000 annual in bajaj goal assures pension plan 7000 (annual premium) in term plan maxlife Read More...
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17-Oct-2018
Usually, its not a good option to stop ins policies midway as it wont fetch much amount. However, this would also depend on what is the policy term, kind of policy and a few other factors. #Insurance Read More...
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25-Sep-2018
LIC doing rescue work, feels good but shud not happen that again and again. Nationalised banks must be privatised again, as they have always been targeted by leaders, especially Congress+ Read More...
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25-Sep-2018
Agreed.  💯 Read More...
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12-Sep-2018
please give suggestions Read More...
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Avoid  LIC. buy a term plan and invest in mutual funds. Read More...
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>>Vaayuputra<<
25-Sep-2018
By looking into IL&FS reports, they have huge non-convertible debentures upto 10kCrs out of 90kCrs, In them top holders are LIC's, pension funds(postal too) and banks. Looks eerily similar to 2008 sub prime mortgage crisis where $1.3 trill pension funds were wiped out. No wonder markets are taking the beating. Read More...
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25-Sep-2018
The question here is that how deep the rot is in the financial services sector. Is it as big as the subprime crisis. I think it is not that deep. Read More...
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08-Sep-2018
I have 3 LIC policies. I m paying total Rs. 36000 per annum for premiums of all policies from 4 years. I also have a Term Plan of Rs. 5000000 Should I surrender or discontin the LIC policies or continue..plzz suggest #Insurance Read More...
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08-Sep-2018
I am also in same dilema can i have sm wise advice Read More...
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Seeking financial freedom !!!
13-Aug-2018
#Insurance  #LifeInsurance  #LIC 10,500 Cr lying unclaimed with LIC.. Wow !! Check if your money is lying unclaimed on LIC website.. Share and help others.. https://www.livemint.com/Money/6ruOWdEa27Ix8FHtbMX6IJ/LIC-has-Rs-10500-crore-in-unclaimed-money-How-to-find-it.html Read More...
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Fashion Designer
13-Aug-2018
#ULIP  #LIC  #TermInsurance  #LifeInsurance  #Insurance  ULIP vs. LIC, plan vs. term insurance, which one is best for life insurance? Read More...
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kotak termplan Read More...
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Life is Simple, till we make it complex...
21-Aug-2018
I have these #LIC policies..  Premium is due for Jeevan Saral. It seems a bad policy.. Shall I stop paying premium.. will I get any amount in return.. Also #TermInsurance  #Termplan of Amulya Jeevan, can it be switched it is too costly.. Need the help of the community here... #Insurance  Read More...
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21-Aug-2018
while you choosing term insurance you should not look into cost of the premium. you should consider claim settlement ratio. if you buy low premium policy & if anything happens to you , your insurer should able to settle the amount without any obligations. Lic of India is the best interns of claim settlement. Pvt insurers try to avoid the claim. better to choose Lic. Read More...
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