Financial stability in my views...
1. Try to cover your life with adequate term insurances.I would say 50 L to 1 Cr must be ensured.
2.Dont go for LIC endowments.If you have, surrender them .
3. Plan corpus required for your kids education and marriage and ensure you are having required mutual funds SIP in place.
4. Go for NPS or PF as a cover for your post retirement and pension.
5.Have always a liquidity in forms of FD or RD so that immediate requirements are met.
6.Ensure your liabilities are cleared before the retirement age.